Terms of Use and Legal Information www.vibbek.ch



Please read the following terms and conditions of use and legal information (“Terms of Use”) carefully. By accessing this website (“Vibbek website”) of Vibbek AG (“Vibbek”), you declare that you have understood and agree to the following Terms of Use. Any special agreements (e.g. on individual services and/or products of Vibbek) shall be valid alongside these Terms of Use; however, in the event of conflict the special agreements shall prevail.


These Terms of Use may be changed/updated at any time. All changes/updates will be published here.




The Vibbek website is designed for the general public.


Ownership of the Website, Trademark Rights and Copyrights


Unless indicated otherwise, the entire content of the Vibbek website, such as copyrights, trademark rights and other rights, belongs exclusively and comprehensively to Vibbek. The names and logos of service and distribution partners are also registered, protected trademarks that are owned by these third parties.


No element of the website is designed so as to grant a licence or a right to use a picture, a registered trademark or a logo. Saving or printing of individual pages and/or subareas of the website is permitted, provided that neither the copyright marks nor any other legally protected designations are removed. No rights concerning the software or elements on the Vibbek website are transferred by downloading or copying the website or parts thereof. Complete or partial reproduction, transmission (electronically or by other means), modification, linking or use of the Vibbek website for public or commercial purposes is prohibited without the prior written consent of Vibbek. All property rights remain with Vibbek. Vibbek reserves all rights with regard to all elements on the website.


No Offer


The information published on the Vibbek website does not constitute an offer or a recommendation to execute transactions, to buy or sell a (financial) product or to carry out other legal transactions. The information published on the website is for information purposes only. Products and services presented on the Vibbek website may not be available for purchase or use by persons domiciled in certain countries.


No Assurance or Guarantee


Although Vibbek exercises great care to ensure that the information on the Vibbek website is correct at the time of publication, neither Vibbek nor its contractual partners can assure or guarantee ‒ either explicitly or implicitly ‒ that the information is accurate, reliable, up to date or complete.


Vibbek does not accept any responsibility, and provides no assurance, that the functions on the Vibbek website will be available without interruption or that the Vibbek website or the respective server is free of viruses or other harmful elements.


Data Protection/Data Security


Data protection is very important for Vibbek. Personal data are treated with absolute confidentiality.


Please note that data that are transmitted over an open network such as the internet or an e-mail service are generally accessible. Vibbek cannot guarantee the confidentiality of messages or documents transmitted over such open networks. If you disclose personal data over an open network, you should be aware that third parties might access this information and could thus collect and use them without your consent. Under certain circumstances, third parties may therefore draw conclusions about your existing or future contractual card relationships with Vibbek. Even if the sender and the recipient reside in the same country, the data transmission over such networks often takes place via other countries that might not provide the same data protection level as your country of domicile.


Moreover, it is expressly pointed out that there is a risk of viruses and systematic hacker attacks. To combat viruses, it is advisable to use only the latest browser versions, to continually install updated virus software and not to open any e-mails whose origin is unknown or unsolicited e-mail attachments.


Logging of user behaviour by Vibbek


When you visit the Vibbek website, Vibbek automatically collects IP address and usage data. This information is used to establish user behaviour (number of clicks, pages visited, links used, etc.) of visitors to the Vibbek website, and the duration of the visit.


The Vibbek website uses cookies to estimate aggregated visitor numbers and aggregated data exchange volume, to ascertain which pages of the Vibbek website attract visitors’ interest, to generally improve the Vibbek website and to compile or improve customer profiles. A cookie is an information file which, by being saved to your hard drive, allows your computer to be recognised during future visits to the Vibbek website.


Vibbek would like to draw your attention to the fact that if configured accordingly, your browser will inform you of a cookie being received. You may deactivate the use of cookies in your browser settings. Please note that in this case your use of the Vibbek may be restricted.


Piwik Analytics


This website uses Piwik Analytics, which is web analysis software.. Piwik Analytics uses “cookies”, which are text files placed on your computer, to help the website analyse how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored on a Vibbek server. On behalf of the operator of this website, Vibbek will use this information in order to analyse your use of the website, compile reports on website activities, and provide additional services – which are associated with website usage and Internet usage – to the website operator.


You can prevent cookies being stored by selecting corresponding settings in your browser software; however, please note that doing so may mean that the use of some functions of this website may be restricted. By using this website, you consent to the processing and storage of your data for the purpose described above.


Links to other Websites


Vibbek offers links to other websites on the Vibbek website.


By activating a link, you may leave the Vibbek website and be directed to the website of other companies of the Aduno Group or of a third party. Vibbek has not conducted any checks of the websites connected with the Vibbek website by links and is not responsible in any way for the contents of these third-party websites or other websites which are in any way connected with the Vibbek website. If you connect to or consult such third-party websites, you do so exclusively at your own risk.


Setting up a link to the Vibbek website on another website requires written consent from Vibbek.




Any liability of Vibbek (even in the case of negligence) for (direct or indirect , immediate or consequential) damage or losses of any kind, which may result from the access to elements of the Vibbek website or their use or from the inability to access or use them, from contact with Vibbek via the internet or by email, from the linking with other websites/third-party websites or from the access to links to third-party websites, is excluded. Vibbek further excludes any and all liability for manipulation of the IT system of the internet user by unauthorised parties.


In the event of verifiably illegal interference by third parties against the equipment of network and/or telecommunications operators or the infrastructure used by the cardholder, the issuer shall provide indemnity for card misuse to the cardholder if this is notified in time, provided the cardholder has observed his/her duties of care in accordance with these Terms of Use and the other terms and conditions of the issuer and is in no other way at fault.


Local Statutory Restrictions


The Vibbek website is not intended for distribution or use by persons subject to a jurisdiction that prohibits or otherwise restricts access to the website or the distribution, publication, provision or use of the information it contains (due to the nationality or domicile of the respective person or for other reasons). Persons subject to such restrictions are not permitted to access the Vibbek website/are kindly requested not to access it.


Last Change


This page was last changed on 18/07/2016


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